Tri-State Health Senior Plans

Tri-State Health offers 3 network plan options.

Tri-State Medicare Map

It's time to take the guesswork out of your medical expenses. Medical Associates Health Plans has over 40 years of expertise insuring members in the Tri-State area. Our plans can offer you:

  • As low as $131 monthly regardless of your age or gender
  • No out of pocket costs on Medicare eligible services
  • Worldwide emergency coverage
  • Nationally ranked health plan
  • No deductibles, no copays, no coinsurance when using a network provider

Get To Know Your Personal Advisor

renee sales advisor
Renee Snyder
Medicare Sales Associate
Office: 563-584-4816
rsnyder@mahealthcare.com
Main office (toll free): 1-800-747-8900
TTY: 1-800-735-2942

As your local agent, I can help you learn more and enroll in a Medicare plan that will give you top-rated care at a price that fits your budget.

Click below to learn more about our Tri-State plan options.

SmartPlan (Cost)

2025

SmartPlan (Cost)

  • 2025 - Iowa/Illinois - $131
  • 2025 - Wisconsin - $139

In Network:

  • MAHP Network (Medical Associates Clinics and outlying primary care physicians)
  • No deductibles or copayments
  • Referral: Iowa City/Madison
  • Emergency Coverage Worldwide

Out of Network:

  • Original Medicare Cost Sharing

Provider Directory
SmartPlan Provider Directory

2025 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2025 - Evidence of Coverage
Iowa SmartPlan EOC [PDF]
Illinois SmartPlan EOC [PDF]
Wisconsin SmartPlan EOC [PDF]

2025 - Annual Notice of Change
Iowa SmartPlan ANOC [PDF]
Illinois SmartPlan ANOC [PDF]
Wisconsin SmartPlan ANOC [PDF]

2025 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

2024

SmartPlan (Cost)

  • 2024 - Iowa/Illinois - $128
  • 2024 - Wisconsin - $136

2024 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2024 - Evidence of Coverage
Iowa SmartPlan EOC [PDF]
Illinois SmartPlan EOC [PDF]
Wisconsin SmartPlan EOC [PDF]

2024 - Annual Notice of Change
Iowa SmartPlan ANOC [PDF]
Illinois SmartPlan ANOC [PDF]
Wisconsin SmartPlan ANOC [PDF]

2024 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

Community Plan (Cost)

2025

Community Plan (Cost)

  • 2025 - Iowa/Illinois - $154
  • 2025 - Wisconsin - $167

In Network:

  • MAHP Network (Medical Associates Clinics and outlying primary care physicians); and
  • Tri-State Docs
  • No deductibles or copayments
  • Referral: Iowa City/Madison
  • Emergency Coverage Worldwide

Out of Network:

  • Original Medicare Cost Sharing

Provider Directory
Community Plan Provider Directory

2025 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2025 Evidence of Coverage
Iowa Community Plan EOC [PDF]
Illinois Community Plan EOC [PDF]
Wisconsin Community Plan EOC [PDF]

2025 Annual Notice of Change
Iowa Community Plan ANOC [PDF]
Illinois Community Plan ANOC [PDF]
Wisconsin Community Plan ANOC [PDF]

2025 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

2024

Community Plan (Cost)

  • 2024 - Iowa/Illinois - $152
  • 2024 - Wisconsin - $165

2024 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2024 Evidence of Coverage
Iowa Community Plan EOC [PDF]
Illinois Community Plan EOC [PDF]
Wisconsin Community Plan EOC [PDF]

2024 Annual Notice of Change
Iowa Community Plan ANOC [PDF]
Illinois Community Plan ANOC [PDF]
Wisconsin Community Plan ANOC [PDF]

2024 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

Freedom Plan (Cost)

2025

Freedom Plan (Cost)

  • 2025 Iowa/Illinois - $203
  • 2025 Wisconsin - $213

In Network:

  • MAHP Network (Medical Associates Clinics and outlying primary care physicians); and
  • Tri-State Docs
  • No deductibles or copayments
  • Referral: Iowa City/Madison
  • Emergency Coverage Worldwide

Out of Network:

  • Any doctor/provider in the United States who will see Medicare beneficiaries for Medicare eligible services
  • Copayments
    • $25.00 copay per physician office visit
    • $25.00 copay per outpatient rehabilitation visit (physical, speech, occupational)
    • Lesser of Medicare allowable charge or $500 copay per outpatient surgery (same day surgery) done at an Ambulatory Surgical Center or Outpatient Hospital. Cost sharing applicable to facility charges.
    • $500 copay per inpatient admission per benefit period
    • $100.00 copay per test/image in an outpatient setting (infusion, CT scan, PET scan and MRI/MRA)

Out of Network Medicare eligible services covered up to Medicare allowable. Part B excess charges apply.

Certain Medicare eligible services obtained out of network require a prior authorization regardless of referral status before getting the care/treatment and can be reviewed at www.mahealthcare.com/insurance/products-and-services/managed-care/health-care-services/utilization-management or call Member Servic­es to find out if a prior authorization is required for the out of network care/treatment.

Provider Directory
Freedom Plan Provider Directory

2025 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2025 Evidence of Coverage
Iowa Freedom Plan EOC [PDF]
Illinois Freedom Plan EOC [PDF]
Wisconsin Freedom Plan EOC [PDF]

2025 Annual Notice of Change
Iowa Freedom Plan ANOC [PDF]
Illinois Freedom Plan ANOC [PDF]
Wisconsin Freedom Plan ANOC [PDF]

2025 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

2024

Freedom Plan (Cost)

  • 2023 Iowa/Illinois - $193
  • 2023 Wisconsin - $203

2024 Summary of Benefits
Iowa SmartPlan SB [PDF]
Illinois SmartPlan SB [PDF]
Wisconsin SmartPlan SB [PDF]

2024 Evidence of Coverage
Iowa Freedom Plan EOC [PDF]
Illinois Freedom Plan EOC [PDF]
Wisconsin Freedom Plan EOC [PDF]

2024 Annual Notice of Change
Iowa Freedom Plan ANOC [PDF]
Illinois Freedom Plan ANOC [PDF]
Wisconsin Freedom Plan ANOC [PDF]

2024 Enrollment Applications
Iowa [PDF]
Illinois [PDF]
Wisconsin [PDF]

Want to learn more?

Attend a Medicare meeting to learn more about our plan options.

View Meeting Dates